Every year the deal-hunting pros at Savings.com create a calendar with predictions about the best times to buy holiday gifts. This is an art and a science. We analyze 1.5 million data points from the last 5 years, and layer on top of that our expert insight into retailers’ promotional calendars. The result is a comprehensive guide to savings! The most important takeaway is that while Black Friday and Cyber Monday are great days to score deals — and, yes, get ready for some of the deepest discounts we’ve seen online ever on those two days — they are not necessarily the best deals of the season. In fact, the months of November and December are full of deep discounts. So go ahead! Mark these days and shop with confidence.
Showing posts with label TIPS & TRICKS. Show all posts
Showing posts with label TIPS & TRICKS. Show all posts
Wednesday, November 19, 2014
Tuesday, June 24, 2014
SEASONAL GROCERY SALES for this Summer!
So you’re trying to navigate the sales cycles for maximum savings? Then what types of items should you be keeping an eye out for right now? The following is a list of general items that will be going on sale over the next couple months and you should also be looking for the coupons as well. Back-To-School items will begin to creep into the cycle more and more each week as we approach the Fall. Start clipping those school supply & school lunch coupons now! Before you head out to the store check Favado for sale, store coupon & manufacturer coupon matchups! And don’t forget to sign up for Upromise/SavingStar, Ibotta, Checkout 51, Shopmium, and Target’s Cartwheel for those extra discounts!
·
Healthcare Items (Allergy Medicine,
Bandages, Ointment, Aloe, Antacid)
·
Personal Items (Sunscreen, Aloe, Bug
Spray, Skin Refreshers)
·
Deli Salads (Potato Salads, Boxed Pasta
Salads, Sliced Lunch Meat)
·
Grilling (Condiments, Burgers,
Sausages, Seafood Cheese, Buns, Chips)
·
Summer Beverages (Iced Tea,
Lemonade, Sports Drinks)
·
Ice Cream & Frozen Novelties
·
Back-To-School
Friday, June 20, 2014
Monday, June 16, 2014
No. 1 * COUPONING FOR FRUGALISTAS: A Beginner’s Guide to Not-So-Extreme Couponing
[
1 ]
COUPONING FOR DUMMIES
FRUGALISTAS
A
Beginner’s Guide to Not-So-Extreme Couponing
What
better place to start than the beginning?
So you all know the buzz surrounding “Extreme Couponing”…who hasn’t seen
or heard about these crazy couponing ‘Reality TV’ shows over the past few years? And you are probably asking yourself what all
the hype is about! And maybe a little
bit of ‘what exactly is this’, perhaps some ‘could I do that?’ and maybe also ‘where
would I even start’? I think that I may
be able to help steer you in the right direction!
So
I was actually just watching TLC’s Extreme
Couponing on Netflix
with the Roku that my Mom got us for
Christmas this year and as I watched I became more and more anxious &
overwhelmed! Do you ever feel this way
when you watch? I think we all have such
a strong desire to save and the results are incredible, but the time &
effort involved is exhausting to even think about! Now I don’t know about you, but I’m kind of a
perfectionist and get skittish about starting something if I’m not confident
that I will be able to finish it perfectly.
So an undertaking like this can seem daunting! However I promise that it doesn’t have to be…you
can do it! And you do not have to be ‘extreme’
nor do you have to be a hoarder to #SaveLikeABoss !
Now
this truly is more than just a hobby…you will become addicted, but I can’t
think of a more useful & healthy addiction!
Are you ready to get started? I
will be posting one new tip each week to get you moving toward your frugalista
goals, let’s take that first step!
Monday, June 9, 2014
Top 10 Ways to SAVE BIG at Target!
1. Weekly local
Target
Ad for sales, package deals, etc.
2. Manufacturer Coupons
o
SmartSource Coupon Inserts
o
RedPlum
Coupon Inserts
o
Individual
Company/Product Websites
3. Printable TargetStore Coupons
4. Target emails & Mobile Coupons
o
Text
the following to 827438
§
OFFERS
§
THANKS
§
GRILL
§
CLEAN
* CARE
* PETS
* BABY2
* CARE
* PETS
* BABY2
5. Target Cartwheel
Offers
6. Target RedCard
(Debit or Credit Card)
7. Target Pharmacy
Rewards
8. Check end caps for Clearance
items
9. Ibotta
Cash Rebates
Sunday, June 8, 2014
A Beginner’s Guide to Repaying Student Loans by Ron Lieber (The New York Times)
By RON LIEBER
The New York Times
Too many
people, including plenty of brand-new college graduates, fall far behind on
their student loan payments for no good reason.
How many? The
Department of Education does not supply much data on late payments. But the student loan
expert Mark Kantrowitz, using data from lenders, estimates that between
one-quarter and one-third of borrowers are late paying their first student loan
bill.
It can get worse as the days and years go by. Last
year, the Federal Reserve Bank of New
York, using 2012 data from the credit bureau Equifax,
determined that 35 percent of people under 30 who were
supposed to be making student loan payments each month were actually 90 or more
days delinquent.
Whatever the numbers, they add up to a
normalization of tardiness that can damage the credit scores of young adults.
And one big reason it’s happening is the fact that many among the indebted
simply aren’t sure how many loans they have, how and when to pay them back
correctly and how to find and use programs for people who can’t afford the full
payments.
Let
us pause for a moment to state the plain fact that the entire college financing
system is a national disgrace. College costs are high, universities don’t
counsel undergraduates well enough, families get in over their heads, there are
too many types of loans, the repayment options are dizzying, and lenders and
the companies that collect the payments are sometimes bad actors.
But
this column exists for the far-from-ideal world we have to live in today, one
where if the trend lines that the New York Fed has outlined continue, half of
all 25-year-olds who have credit reports will have student loan debt in a
couple of years. This week, we’re introducing a new student
loan calculator. It can tell you what the average student loan debt is at
schools you’re considering, what sort of salary might make the debt affordable
and how different repayment options could significantly affect what you ultimately
spend.
Saturday, June 7, 2014
Another reason iHEART Amazon.com!
Thursday, June 5, 2014
The best and worst things to buy in June
This post comes from Lindsay Sakraida at DealNews.
June is the month with the longest daylight hours of the year, which for the deal-hunter means that you have even more time to shop!
We searched through our extensive archives of sales, promotions, coupons, and daily deals to sort the fact from fiction when it comes to getting the best deals in June.
Ladies love cool lingerie (deals)
It's usually this month that Victoria's Secret unveils its famed Semi-Annual Sale, and last year we saw discounts on bras, panties, and swimwear. Keep in mind though that discounts might get stronger later in the month, as the store slashed prices further as the weeks went by. Moreover, we saw excellent lingerie deals in June from Frederick's of Hollywood and Maidenform.
Grill deals will spark in July
As we mentioned last month, deals on grills will continue to be less than thrilling this month. You'll get a better discount if you wait for July 4th promotions. According to our deals from last year, you could save as much as 50%, or $220 or more, on a mid- to high-end grill if you wait until July. However, keep in mind that beef prices are on the rise, so you might want to consider alternative sustenance for your BBQs.
Vacation in the caribbean on a dime
Technically, June is considered to be the beginning of the Caribbean's hurricane season. But, unlike the later months, it's far less likely to experience tropical storms. Still, there is the chance of bad weather, which means vacation packages and cruises in the area are much cheaper. If you're willing to give it a try, look for last minuteCaribbean vacation deals for this month.
Hit up Disney World in August instead
Speaking of cheap vacations, you might want to hold off on a trip to Disney World this month. Using exclusive data from Priceline, we reported last month that the cheapest weekend to book a Disney-accessible hotel is in August, whereas the most expensive time is the last weekend of June. Waiting a few months means you could save as much as 23 percent.
Keep an eye out for Father's Day deals
While you'll likely want to get something for dear old Dad that's in line with his interests, shoppers should keep in mind that many restaurants will offer Father's Day discounts on the day itself. Look for offers that include free entrees for Dad, or discounted extras like dessert. Typically this is a favorite promotion amongst nationwide chains, but your local restaurant might similarly have a special that's worth your time.
Mmmmm, donuts …
Is the correct spelling "doughnut" or "donut"? Who cares?This month they're free! June 6 is National Donut Day, and stores that sell the delicious food will be doling out freebies all day. In fact, the big three — Krispy Kreme, Dunkin' Donuts, and Tim Horton's — all offered a free doughnut for the past two years. (Only Krispy Kreme did so with no purchase necessary.) The offers will likely be valid for one day only, but see if you can hit up all three.
The Xbox One will be cheaper, and the PS4 will finally see deals
Microsoft has been struggling to beat out Sony in console sales, largely because its Xbox One was priced $100 more than the PlayStation 4. (And according to our survey, many gamers were already acclimated to both Xbox and PS3 platforms, and were thus willing to base their decision on price.) In response, Microsoft finally announced that it would sell the One console without the Kinect sensor for $399, the same MSRP as the PS4, allowing budget-savvy shoppers the opportunity to get into next-generation gaming at a lower initial cost. (Microsoft owns and publishes MSN Money.)
Ladies love cool lingerie (deals)
It's usually this month that Victoria's Secret unveils its famed Semi-Annual Sale, and last year we saw discounts on bras, panties, and swimwear. Keep in mind though that discounts might get stronger later in the month, as the store slashed prices further as the weeks went by. Moreover, we saw excellent lingerie deals in June from Frederick's of Hollywood and Maidenform.
Grill deals will spark in July
As we mentioned last month, deals on grills will continue to be less than thrilling this month. You'll get a better discount if you wait for July 4th promotions. According to our deals from last year, you could save as much as 50%, or $220 or more, on a mid- to high-end grill if you wait until July. However, keep in mind that beef prices are on the rise, so you might want to consider alternative sustenance for your BBQs.
Vacation in the caribbean on a dime
Technically, June is considered to be the beginning of the Caribbean's hurricane season. But, unlike the later months, it's far less likely to experience tropical storms. Still, there is the chance of bad weather, which means vacation packages and cruises in the area are much cheaper. If you're willing to give it a try, look for last minuteCaribbean vacation deals for this month.
Hit up Disney World in August instead
Speaking of cheap vacations, you might want to hold off on a trip to Disney World this month. Using exclusive data from Priceline, we reported last month that the cheapest weekend to book a Disney-accessible hotel is in August, whereas the most expensive time is the last weekend of June. Waiting a few months means you could save as much as 23 percent.
Keep an eye out for Father's Day deals
While you'll likely want to get something for dear old Dad that's in line with his interests, shoppers should keep in mind that many restaurants will offer Father's Day discounts on the day itself. Look for offers that include free entrees for Dad, or discounted extras like dessert. Typically this is a favorite promotion amongst nationwide chains, but your local restaurant might similarly have a special that's worth your time.
Mmmmm, donuts …
Is the correct spelling "doughnut" or "donut"? Who cares?This month they're free! June 6 is National Donut Day, and stores that sell the delicious food will be doling out freebies all day. In fact, the big three — Krispy Kreme, Dunkin' Donuts, and Tim Horton's — all offered a free doughnut for the past two years. (Only Krispy Kreme did so with no purchase necessary.) The offers will likely be valid for one day only, but see if you can hit up all three.
The Xbox One will be cheaper, and the PS4 will finally see deals
Microsoft has been struggling to beat out Sony in console sales, largely because its Xbox One was priced $100 more than the PlayStation 4. (And according to our survey, many gamers were already acclimated to both Xbox and PS3 platforms, and were thus willing to base their decision on price.) In response, Microsoft finally announced that it would sell the One console without the Kinect sensor for $399, the same MSRP as the PS4, allowing budget-savvy shoppers the opportunity to get into next-generation gaming at a lower initial cost. (Microsoft owns and publishes MSN Money.)
Perhaps not-so-coincidentally, we also saw our first deals on the PS4 last month, and we anticipate seeing a few scattered discounts going forward, now that the two consoles are on even footing price-wise.
Don't buy a TV in June, 4K sets make modest progress
The summer months have never been an ideal time for TV deals, and if May is any indication, chances are June will see little-to-no significant TV price drops. However, if you find yourself in dire need of a new HDTV, your best alternative would be to look at off-brand 42" TVs, which have averaged about $324 for the past two months. (By comparison, their name-brand counterparts are going for roughly $389.)
Don't buy a TV in June, 4K sets make modest progress
The summer months have never been an ideal time for TV deals, and if May is any indication, chances are June will see little-to-no significant TV price drops. However, if you find yourself in dire need of a new HDTV, your best alternative would be to look at off-brand 42" TVs, which have averaged about $324 for the past two months. (By comparison, their name-brand counterparts are going for roughly $389.)
Wednesday, June 4, 2014
Friday, May 23, 2014
TIP #1
Thursday, May 22, 2014
2014 Coupon Insert Schedule
2014 Sunday Coupon Insert Schedule (Smartsource Coupon Preview 2014, Redplum Coupon Preview 2014, Proctor & Gamble Coupon Preview 2014)
January
1-5 – RedPlum (2), SmartSource (3)
1-12 – RedPlum, SmartSource
1-19- SmartSource
1-26 – RedPlum (2), SmartSource, Proctor & Gamble
February
2-2 – RedPlum, SmartSource
2-9 – RedPlum, SmartSource
2-16 – RedPlum
2-23 – SmartSource
March
3-2 – RedPlum, SmartSource, Proctor & Gamble
3-9 – RedPlum (2), SmartSource
3-16 – RedPlum, SmartSource
3-23 – RedPlum, SmartSource
3-30 – Proctor & Gamble
April
4-6 – RedPlum, SmartSource
4-13 – RedPlum, SmartSource (2)
4-20 – No Inserts Scheduled (Easter)
4-27 – RedPlum, SmartSource, Proctor & Gamble
May
5-4 – RedPlum, SmartSource
5-11 – RedPlum, SmartSource, Proctor & Gamble
5-18 – RedPlum, SmartSource (2)
5-25 – No Inserts Scheduled (Memorial Day)
June
6-1 – RedPlum, SmartSource, Proctor & Gamble
6-8 – SmartSource
6-15 – RedPlum, SmartSource
6-22 – RedPlum, SmartSource
6-29 – RedPlum, SmartSource
July
7-6 – Proctor & Gamble (4th of July)
7-13 – RedPlum, SmartSource
7-20 – No Inserts Scheduled
7-27 – RedPlum, SmartSource (2), Proctor & Gamble
August
8-3 – RedPlum (2), SmartSource
8-10 – RedPlum, SmartSource
8-17 – RedPlum, SmartSource
8-24 – RedPlum, SmartSource
8-31 – Proctor & Gamble
September
9-7 – RedPlum, SmartSource (2)
9-14 – RedPlum, SmartSource (2)
9-21 – RedPlum, SmartSource
9-28 – RedPlum, SmartSource, Proctor & Gamble
October
10-5 – RedPlum, SmartSource (2)
10-12 – RedPlum, SmartSource
10-19 – SmartSource, Little Tykes
10-26 – RedPlum, SmartSource, Proctor & Gamble
November
11-2 – RedPlum, SmartSource (2)
11-9 – RedPlum, SmartSource
11-16 – RedPlum, SmartSource
11-23 – RedPlum, SmartSource
11-30 – Proctor & Gamble (Thanksgiving)
December
12-7 – RedPlum, SmartSource
12-14 – RedPlum, SmartSource
12-21 – No Inserts Scheduled (Christmas)
12-28 – Proctor & Gamble (New Year’s)
Give Back with GOODSEARCH
Here's
an easy way to raise money for your favorite cause. Just start using Yahoo!
powered Goodsearch.com as your search engine and they'll donate about a penny
to your favorite cause every time you do a search! In addition, do all of your
shopping through their online shopping mall, Goodshop.com, where you can shop
at more than 2,600 top online retailers and a percentage of your purchases will
go to the charity or school of your choice. You pay the same price as you
normally would, but a donation goes to your cause! You can also enroll in the
Gooddining program. Eat at over 10,000 participating restaurants nationwide and
you can earn up to 6% of every dollar spent on the meal as a donation for your
charity or school. Here's the web site — http://www.goodsearch.com/. You can
also read about Goodsearch in the NY Times, Oprah Magazine, CNN, ABC News and
the Wall Street Journal
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